WELCOME ABOARD
Your
Author Host 
   Ray Paulsen 



 

 

 

 

 

On average a buyer purchase a car every
2 - 5 years

 the average salesperson sell
2 - 5 cars a week

 the odds are not with you on the battlefield without homework

STRAIGHT FORWARD

expertise from years of experience with no need to Nickel or Dime consumers with hidden agendas to buy books. CD's or having to join a newsletter to get answers

Ray Paulsen has answered over 5000 Consumer Questions on the www, view over 1000 posted by Allexerts.com of America

Who are the # 1 Scammers in the Auto?Industry

If you think Dealers and Salespeople - think again

 

Buying a car is not one transaction
There are four rolled into one

*Car Price
*Financing
*Trade Value
*Business Office

The Dealer sees all four as ways to profit

 

The # 1 factor why buyers end up with a lemon in their driveway is because they never could find the time in this fast paced world we live in to study the process how to buy a car.

Have You Got The Time ?


Next to purchasing a home, transportation is the single most expensive commodity in the average household

It's a huge investment!!! Your Mom and Dad had very few information references when buying their first car. They were confined to the library, magazines, books, word of mouth and trust. Today, there are no excuses for not getting the value you deserve. You simply type a few keywords into your search engine and thousands of links are at your fingertips! Unfortunately, little has changed over time   

Buyers make the same mistakes over and over with every car purchase, leaving dealerships with the upper hand and ability profit more than ever. WHY 0


Many consumers have spent hours on the computer gathering information and then enter a dealership with a know-it-all attitude but leave with the short end of the stick!

Did you know a clean titled vehicle at one time could have been a salvage
A clean titled vehicle is not conclusive evidence that a vehicle has never sustained significant damage, a car dealer can "wash" salvage-titled vehicles through states that have lax titling and reinspection requirements. The dealer will repair the salvage-titled car and then export it to a state that allows the dealer to acquire a new, clean title. That vehicle can then be sold as a "clean-titled" vehicle, although it had, at one time, a salvage title.

Top 10 mistakes Buyers Make
# 1...Shopping with only monthly payments in mind
# 2...Declaring to a salesperson "I'm paying cash, what's your best price?
# 3...Not properly doing a test drive
# 4...Total trust in the dealership and/or salesperson
# 5...Not getting the full history of the vehicle
# 6...Getting sucked into after market products
# 7...Advertisements that guarantee top dollars for trade
# 8...Not negotiating scratches, dents, Owner's Manual, extra keys
# 9...Not shopping around (going to only one dealership)
# 10...Letting emotions rule over logic

Any one of these  10 mistakes   could cost you thousands of dollars or have a lemon parked in your driveway. Be honest with yourself: Did you cover these 10 steps when purchasing your last vehicle?   

 

New Car quotes a Must before shopping  
  Don't haggle with a dealership, know the bottom line before entering a dealership  /BEFORESHOP.html  
 

How to Negotiate your Best Price 

 Unless your a professional with many years of experience in the field " don't " think for one moment your a whiz , your angle is covered. A few pointers how:  dealers negotiate  how you negotiate. 


Compare Your Credit Score - With the US Population 
If you know your current credit score here is how you rate.  Without knowing your actual credit score, you could be accepting terms at a higher rate if your report card may show an error that needs to be removed.        credit score. 


Beware the Type Contract You Sign
* You buy a car * Sign a contract * Drive car home * 
A few days later the dealer calls and demands a new contract to be signed, or worse yet, you must return vehicle and deal is off  car tips     
 


Who Has The Best Auto Insurance Rates ? - Are you Paying to Much ? 
Or  Buying a Car Without Knowing Your Insurance cost - Some Dealers Will Play Hardball
INSURANCE.html 

Buyers Beware - curbsiders thrive on free websites such as CRAIGLIST and KIJIJI 
Don't buy any vehicle from a private seller unless you know what a curbsider is ?  private vs dealer.html


Carfax® vs. AutoCheck: Which Vehicle History Report Should You Choose?
Is one really better than the other? " Aren't vehicle history reports all the same?" No they are not ACCID.html 


What's the #1 Lie Dealerships Tell buyers with Bad Credit ? 
It's sad how dealers exploits this weakness with no compassion    /CREDI.html 

 

 How to avoid getting scammed buying an Extended Auto Warranty
We all know the feeling of getting the cheapest price only to find out the product did not deliver as advertised.  Can you really afford to take risks with a warranty for your car ?    warranty.html 


Shoppers repeately query salespeople with the same questions 
Has car Been In an Acccident /ACCID.html 
History - Service - Records Available 
/SERRECODS.html 
 
What's your Interest rate  /INST.html 
What's my Trade worth /TRDE.html
How many previous Owners
Can I take car to my Mechanic /MECHANI.html
How much is Insurance
Was this a Rental car
What Warranty come with car
Where did this car come from
I only want to buy a low Mileage car /LOWMILES.html 
I Only want to buy Import
Has car been Smoked in A question on the increase that make or break many sales

Dealerships have answered these type questions thousand of times and can answer in a flash without hesitation being very convincing with each answer, studying this site you will know a right from a shady answer

6 Major Red flags for buyer  -  and Bases Loaded nobody out for dealer
My Budget is $$$$
Don't Tell
My monthly Affordable is $$$$ Don't Tell
How much down payment Don't Ask
My credit's not very good Don't Tell
Paying Cash what's your best price Don't Ask
I am upside - down with my trade Beware, dealerships know how to succeed getting you financed, end result will be " YOU " owing thousands on a clunker that's worthless